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Home energy grants across the UK

Help with insulation, heating and heat pumps depends on where you live, whether you own or rent, and often your income. Meeting the rules does not guarantee funding: many schemes depend on local budgets.

Updated 2 October 2026 · energy.org.uk editorial team

The short answer

Each nation has its own main scheme for lower-income households, plus heat pump support that is not means-tested in England, Wales and Scotland. Use the energy support finder to narrow the list for your home.

Schemes by nation

Nation Scheme What it offers Who it is for
England Warm Homes: Local Grant Improvements such as insulation, through your council Lower-income households in homes rated EPC D to G; availability varies by council
England, Wales Boiler Upgrade Scheme Grant towards a heat pump, claimed by your installer Property owners, including landlords. Current amounts
Great Britain Energy Company Obligation (ECO4) Insulation or heating through energy suppliers, until 31 December 2026 Mainly lower-income and vulnerable households
Scotland Warmer Homes Scotland Fully funded improvements, which can include a heat pump Eligible homeowners and private tenants, usually on certain benefits
Scotland Home Energy Scotland Grant and Loan Up to £7,500 grant for a heat pump (£9,000 rural), plus up to £7,500 interest-free loan Homeowners; replacement heat pumps get the loan only
Wales Nest Free energy-efficiency improvements Owners and private tenants on a means-tested benefit or low income, in homes with an EPC of 54 (E) or less, or 68 (D) or less with an eligible health condition
Northern Ireland Affordable Warmth Scheme Energy-efficiency improvements through the Housing Executive Households with a gross income under £23,000; contact NI Energy Advice on 0800 111 4455

The Great British Insulation Scheme closed on 31 March 2026.

Check

What to check first

  • Whether you own or rent. Private tenants usually need their landlord's permission; council and housing association tenants should ask their landlord first.
  • Your EPC rating. Several schemes depend on it. You can find your certificate on the official EPC register.
  • Your benefits or income. Most improvement schemes are aimed at lower-income households.
  • Who is offering the work. Check that installers are certified for the scheme and that you are applying through the official route.

Do

Practical next steps

  1. Use the energy support finder for your nation and situation.
  2. Apply through the official page linked for each scheme, not through cold callers.
  3. Before any work, check the order of improvements: fix damp first and keep ventilation clear. See loft insulation and draught-proofing.
  4. For heat pumps, see current heat pump grants and whether your home is suitable.

Take care

Important limitations

  • Rules and budgets change. We checked these schemes on 2 October 2026.
  • Eligibility is not a promise of funding; many councils and suppliers have limited places.
  • Never pay anyone to "unlock" a government grant.

Related tools and guides

Sources

Official sources checked 2 October 2026.